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Home Financing Options

Assuming the home seller is entertaining your offer, you'll want to shop around for the lowest mortgage rate. Bankrate.com has a mortgage comparison tool that will give you current rates at major lending institutions. You can also visit local banks and contact mortgage brokers to price compare. Once you've settled on a lender and a mortgage product, they should be able to lock you into that mortgage rate and give you a set amount of time to close the real estate transaction. A 30 day or 60 day rate "lock in" period is most common.

If you're searching for a national lending institution you can visit Bankrate.com or for lenders in your area, visit our service providers page.


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